Planning Concepts

Providing tax free dollars outside of the estate to fund future tax liabilities without interrupting current investment and cash flow interests.

Particularly useful for business owners looking to achieve generational balance when passing on the family business or other non liquid assets. 

A powerful means to leverage and enhance assets earmarked for philanthropic interests. 

“An ingenious way to make a heroic gift” 

Providing tax free dollars to fund new & existing Buy Sell & Key Person arrangements while providing minimal interruption to business cash flow.

Smart leverage programs providing liquidity to your current estate plan at a time it may be needed most. 

Using life insurance for wealth transfer is one of the most efficient methods.  Life policies immediately create a fully valued tax-free asset upon first premium receipt.